Same MoR, better deal
Paddle built MoR for enterprise. Waffo Pancake built it for everyone. Same global tax and compliance coverage, lower fees, no volume requirements.
| Feature | Waffo Pancake | Paddle |
|---|---|---|
| Model | MoR | MoR |
| Base Processing Fee | 3.9% + $0.50 | 5% + $0.50 |
| International Cards | ✓ Included | ✓ Included |
| Subscription Billing | ✓ Built-in | ✓ Built-in |
| Tax Filing & Remittance | ✓ Included | ✓ Included |
| Payout (Domestic) | Free | Free |
| Payout (International) | 0–1% | $15 wire + ~1.5% FX |
| Local Payment Methods | 200+ | Limited |
| Alipay Payout | ✓ Supported | ✗ Bank only |
| Minimum Volume | None | Enterprise targeting |
| Onboarding | Self-serve, minutes | Sales process |
| Setup Fee | $0 | $0 |
| Real Total Cost | 3.9% + $0.50 | 5% + $0.50 |
Data as of February 2026. Fees and features may vary. Check each provider's website for the latest information.
Everything Paddle has, none of the gatekeeping
Same MoR coverage, lower fees, self-serve onboarding — built for solo founders and growing teams, not just enterprise.
1.1% lower flat rate
3.9% + $0.50 instead of 5% + $0.50. Same MoR coverage — just less money out the door on every sale.
Same MoR coverage
Global tax, compliance, invoicing, refunds, and chargeback handling — handled for you across 173 countries.
200+ local payment methods
Alipay, PIX, iDEAL, GCash, and local bank transfers across 135+ countries. Cover markets Paddle doesn't reach.
Individual & Alipay payouts
Bank or Alipay payouts, even without a registered company. No SWIFT wire fees, no enterprise sales prerequisites.
Same MoR, built for everyone
Paddle is a Merchant of Record built primarily for established companies — its onboarding, sales process, and feature set assume meaningful volume from day one.
Waffo Pancake provides the same MoR coverage — global tax, compliance, invoicing, refunds, chargeback handling — but is built self-serve. Start at $1/month, scale with no minimums.
Lower fees, every single sale
Paddle charges 5% + $0.50 per transaction. Waffo Pancake offers the same full MoR service at 3.9% + $0.50 — saving you 1.1% on every transaction.
For a business processing $100,000/month, that's $1,100 saved every month, or $13,200/year, without losing any MoR benefits.
No enterprise gatekeeping
Paddle typically targets larger companies with sales-led onboarding and volume expectations. Many small teams hit roadblocks before going live.
Waffo Pancake is fully self-serve. Sign up, integrate the SDK with one command, and accept your first payment in minutes — no sales calls, no minimums, no gatekeeping.
Pay yourself, not their bank
Paddle's payouts come with hidden costs: currency conversion up to 1.5%, plus $15 per SWIFT wire transfer. For non-USD businesses, those fees compound fast.
Waffo Pancake offers free domestic payouts and 0–1% international payouts, with Alipay support for solo founders who don't have a business bank account — what you earn is what you keep.
How much could you save vs Paddle?
Same MoR coverage, just 1.1% lower per sale.
One command to switch from Paddle
Use our open-source CLI to move customers, products, and subscriptions from Paddle. No spreadsheets, no engineering project — most teams are live on Waffo Pancake within a day.
npx @waffo/pancake-migrate paddleReady to get started?
Start selling globally with Waffo Pancake. No setup fees, no LLC required.