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MERCHANT OF RECORD

Waffo Pancake becomes your MoR — handling global tax, compliance, and chargebacks. No overseas LLC. Net payouts straight to your bank.

🇺🇸US
🇯🇵JP
🇩🇪DE
🇬🇧GB
🇫🇷FR
🇸🇬SG
🇰🇷KR
🇦🇺AU
🇺🇸US
🇯🇵JP
🇩🇪DE
🇬🇧GB
🇫🇷FR
🇸🇬SG
🇰🇷KR
🇦🇺AU
🇧🇷BR
🇮🇳IN
🇨🇦CA
🇪🇸ES
🇮🇹IT
🇳🇱NL
🇲🇽MX
🇹🇭TH
🇧🇷BR
🇮🇳IN
🇨🇦CA
🇪🇸ES
🇮🇹IT
🇳🇱NL
🇲🇽MX
🇹🇭TH
🇮🇩ID
🇲🇾MY
🇵🇭PH
🇻🇳VN
🇦🇪AE
🇵🇱PL
🇸🇪SE
🇨🇭CH
🇮🇩ID
🇲🇾MY
🇵🇭PH
🇻🇳VN
🇦🇪AE
🇵🇱PL
🇸🇪SE
🇨🇭CH
Visa
Mastercard
JCB
Amex
PayPal
UnionPay
Alipay
WeChat Pay
Visa
Mastercard
JCB
Amex
PayPal
UnionPay
Alipay
WeChat Pay
7-Eleven
Pix
Shopee Pay
LINE Pay
GoPay
OVO
DANA
LinkAja
7-Eleven
Pix
Shopee Pay
LINE Pay
GoPay
OVO
DANA
LinkAja
GrabPay
Kakao Pay
Alfamart
Sinarmas
BSI
Metrobank
BCA
Discover
GrabPay
Kakao Pay
Alfamart
Sinarmas
BSI
Metrobank
BCA
Discover

Legal Seller of Record

Waffo is the contractual seller — owning sales tax filing, chargeback disputes, and audit liability. Net payouts land directly in your local bank or Alipay.

DEVAT 19%
€17,890
JPJCT 10%
¥3,420K
BRICMS 17%
R$28,540
GBVAT 20%
£12,450
FRVAT 20%
€9,780
AUGST 10%
A$6,320
SGGST 9%
S$4,180

Global, Localized Collections

Customers pay in 135 currencies via 30+ local methods. We calculate, collect, and remit across 47 tax jurisdictions on autopilot.

Available balance
$0.00
Bank ••5821 · net of tax
Total income
$0.00
Incoming
$0.00

Net Payouts to Your Bank

After tax and fees, the net amount lands automatically. Local payout to bank or Alipay, multi-currency settlement at true FX with zero spread.

Features

From global compliance and hybrid billing to branded checkouts and revenue intelligence. The complete toolkit to monetize your product.

https://app.waffo.ai/products/new
MerchantSet pricing
Waffo Pancake
Home
Products
Customers
Billing
Payouts
New Product
Configure pricing
Product name
e.g. Pro Plan
Description
Describe your product…
One-Time
Pay once
Subscription
Recurring fee
Dynamic Pricing
Set at checkout
Price
USD
USD
EUR
GBP
JPY
HKD
$0.00
yearly
Weekly
Monthly
Quarterly
Yearly
Free trial
Let users try before billing
Trial period (days)
0
+
Order summary
W
Pro Plan
Monthly subscription
Subtotal$29.00
Tax$2.61
Total$31.61
Secure checkout · MoR
Name
Full name
Email
you@email.com
Card number
1234 1234 1234 1234MM/YYCVC
Powered byWaffo
Payment Successful
$31.61
Order IDA20260517130332
Payment methodVISA · 4242
SubscriptionPro · Monthly

Billing & Subscription

Subscriptions, one-time payments, and dynamic pricing — every revenue model AI and SaaS need, in one API. No billing stack to build.

claude-code|~/my-saas·main
$claude
>Read https://docs.waffo.ai/llms-full.txt, load the Waffo Pancake skill, and integrate payments.
Fetchingdocs.waffo.ai/llms-full.txtresolved
Loading skillSKILL.mdv2.4
// I'll set up Waffo step-by-step. 9 actions planned.
  1. 1Install @waffo/pancake-ts done
  2. 2Read .env.local, found WAFFO_MERCHANT_ID
  3. 3Create src/lib/waffo.ts with signed client
  4. 4Add checkout route app/api/checkout/route.ts
  5. 5Add webhook route app/api/webhooks/route.ts (using request.text() — not .json())
// app/api/webhooks/route.ts
import { verifyWebhook } from "@waffo/pancake-ts";
  • 6Run test purchase with card 4576 ... 0110
  • AI Integration

    Feed our docs to Claude, Cursor, or Windsurf and ship billing in minutes — skip the glue code, our Skill and llms.txt are ready.

    Customer portal

    Customer Portal

    Buyers manage their own subscriptions, invoices, and tickets — your inbox stays empty, tickets land pre-structured.

    PANCAKE.SYS // EVENTS_LIVE
    STREAMING
    npx -p @waffo/pancake-plugin

    Pancake Plugin

    One command pipes Pancake webhooks into Lark, Slack, Discord and 9 more IM channels — permanent URL, Cloudflare Tunnel baked in, no server to provision.

    Per-transaction pricing, every MoR service included. No monthly fee, no setup fee, no surprises.

    3.9%+ $0.5
    per transaction
    • Complete MoR service
    • Global tax compliance
    • Fraud protection
    • Zero account opening fee

    Fed llms-full.txt into Cursor and had a checkout session running in 10 minutes — faster than I expected.
    Mika Chen
    Indie Hacker, NovaKit
    The docs have a dedicated AI Integration page. One sentence to Claude and it just runs. I never opened the docs myself.
    Leo Tan
    Founder, DevCart
    Drop @waffo/pancake-ts in and it works. Signing is wrapped. I didn't write a single line of auth code.
    Ava Lin
    Full-stack Builder
    Stripe webhooks always meant parsing on my end. Pancake hands you shop, product, and order in the payload — saved a bunch of round-trips.
    Noah Park
    Product Engineer, Orbit
    Test card numbers are clearly documented. Ran it locally, flipped to prod — the whole flow was smoother than expected.
    Iris Zhao
    Solo Founder, TinyDesk
    I didn't believe you could collect payments without a company entity. Ran it end-to-end and realized it was real.
    Kenji Mori
    SaaS Maker
    European VAT was my biggest headache. Pancake said they'd handle it — I was skeptical. Post-launch, I genuinely haven't touched it.
    Nora Weiss
    Founder, SignalPay
    Thought monthly and annual would be separate plumbing. One subscriptionGroup field, one API — done.
    Eli Brooks
    Backend Lead, Relay
    Customers told me the checkout page felt clean — better than the payment pages I'd built myself. Didn't see that coming.
    Yuki Sato
    Product Designer, Flowbase
    The new webhook returns orderMetadata as-is — incredibly useful. I drop userId in there and grab it on callback. No extra DB lookup.
    Ryan Cole
    Growth Engineer
    Fed llms-full.txt into Cursor and had a checkout session running in 10 minutes — faster than I expected.
    Mika Chen
    Indie Hacker, NovaKit
    The docs have a dedicated AI Integration page. One sentence to Claude and it just runs. I never opened the docs myself.
    Leo Tan
    Founder, DevCart
    Drop @waffo/pancake-ts in and it works. Signing is wrapped. I didn't write a single line of auth code.
    Ava Lin
    Full-stack Builder
    Stripe webhooks always meant parsing on my end. Pancake hands you shop, product, and order in the payload — saved a bunch of round-trips.
    Noah Park
    Product Engineer, Orbit
    Test card numbers are clearly documented. Ran it locally, flipped to prod — the whole flow was smoother than expected.
    Iris Zhao
    Solo Founder, TinyDesk
    I didn't believe you could collect payments without a company entity. Ran it end-to-end and realized it was real.
    Kenji Mori
    SaaS Maker
    European VAT was my biggest headache. Pancake said they'd handle it — I was skeptical. Post-launch, I genuinely haven't touched it.
    Nora Weiss
    Founder, SignalPay
    Thought monthly and annual would be separate plumbing. One subscriptionGroup field, one API — done.
    Eli Brooks
    Backend Lead, Relay
    Customers told me the checkout page felt clean — better than the payment pages I'd built myself. Didn't see that coming.
    Yuki Sato
    Product Designer, Flowbase
    The new webhook returns orderMetadata as-is — incredibly useful. I drop userId in there and grab it on callback. No extra DB lookup.
    Ryan Cole
    Growth Engineer
    Two product lines, two storefronts under one account. Separate products, separate orders. Cleaner than I'd planned.
    Lena Wu
    Founder, MicroStore
    Having Chinese docs was a huge help. Wrestled with English-only Stripe docs before — this time felt completely different.
    Samir Patel
    Payments Engineer
    Came from Creem — wanted MoR-grade tax handling. Configuring products took about an hour, no friction.
    Grace Miller
    Operator, Launchpad
    Orders, refunds, subscriptions all live in one dashboard. No tab juggling. Cleaner than every payment platform I've used.
    Taro Kim
    Developer, AppFoundry
    Signup to first test order: 2 hours 40 minutes — I timed it. Docs reading included.
    Maya Stone
    Founder, IndieOps
    Test mode and prod are fully isolated. Swap the key, you switch. Zero worry about test data leaking into production.
    Owen Reed
    Platform Engineer
    Refund requests? Click in the dashboard — no code on my side. Small detail, done right.
    Hana Li
    Maker, StudioKit
    Asked in the group chat — got a same-day reply with a working answer. Not a 'go read the docs' brush-off.
    Alex Rivera
    Support Engineer
    3.9% + $0.50 came out cheaper than the Stripe MoR setup I'd priced. First $2K processed free on top — low cost to start.
    June Carter
    Product Lead, Northstar
    I've integrated four or five payment platforms. This was the fastest to ship. Docs, SDK, and test flow line up. Nothing got stuck.
    Chris Wang
    Founder, Shipfast
    Two product lines, two storefronts under one account. Separate products, separate orders. Cleaner than I'd planned.
    Lena Wu
    Founder, MicroStore
    Having Chinese docs was a huge help. Wrestled with English-only Stripe docs before — this time felt completely different.
    Samir Patel
    Payments Engineer
    Came from Creem — wanted MoR-grade tax handling. Configuring products took about an hour, no friction.
    Grace Miller
    Operator, Launchpad
    Orders, refunds, subscriptions all live in one dashboard. No tab juggling. Cleaner than every payment platform I've used.
    Taro Kim
    Developer, AppFoundry
    Signup to first test order: 2 hours 40 minutes — I timed it. Docs reading included.
    Maya Stone
    Founder, IndieOps
    Test mode and prod are fully isolated. Swap the key, you switch. Zero worry about test data leaking into production.
    Owen Reed
    Platform Engineer
    Refund requests? Click in the dashboard — no code on my side. Small detail, done right.
    Hana Li
    Maker, StudioKit
    Asked in the group chat — got a same-day reply with a working answer. Not a 'go read the docs' brush-off.
    Alex Rivera
    Support Engineer
    3.9% + $0.50 came out cheaper than the Stripe MoR setup I'd priced. First $2K processed free on top — low cost to start.
    June Carter
    Product Lead, Northstar
    I've integrated four or five payment platforms. This was the fastest to ship. Docs, SDK, and test flow line up. Nothing got stuck.
    Chris Wang
    Founder, Shipfast

    Stop building billing from scratch. Get started with the complete revenue stack for developers.

    Documentation
    Waffo Pancake - Global Revenue, Simplified for Developers