Zero tax headaches. Direct payouts.No LLC required.
Waffo Pancake acts as the seller of record for every transaction, handling tax collection, compliance, invoicing, and consumer protection on behalf of the merchant.
150+
Countries supported
100%
Tax compliance covered
7×24
Account support
The legal seller, not just a payment rail.
PSPs like Stripe only move the money — shipping, tax, and chargebacks stay on you. Waffo is the seller on the invoice — the liability for every transaction stops at us by contract.
Seven things we handle for you.
Without an MoR, you either build it yourself, pay someone to build it, or eat the loss when something breaks. With Waffo Pancake, you don't have to.
Sales tax · VAT · GST
Calculated at checkout, collected with the price, remitted to 47 tax authorities, filed quarterly.
FX & settlement
Customers pay in 135 currencies. You settle in USD/EUR/GBP/JPY or local currency at the true rate, no markup.
Legal entity
Waffo holds every entity and tax registration needed to sell abroad. You don't need to incorporate in another country or maintain local compliance.
Fraud protection
Adaptive risk scoring on every transaction. 0.18% fraud rate vs the industry's 0.6%.
Global cards & wallets
Visa · Mastercard · Apple Pay · Google Pay across 173 countries — one integration.
Invoices & receipts
Compliant invoices auto-generated, localized in 9 languages.
FX & settlement
Price in 5 currencies — USD, EUR, GBP, JPY, HKD. You settle at the true rate, no markup.
Stripe moves money. Waffo sells for you.
With Stripe alone, you're still the legal seller — tax calculation, filing, chargeback disputes, and compliance audits are all your responsibility. With Waffo Pancake, we become the merchant of record and all of that transfers to us.
We hold the compliance. You get the money.
Once a charge clears, the net amount lands in your account balance — already net of tax and fees. Connect a bank account or Alipay and we'll move funds to you on a schedule that fits your cash flow.
- Payouts to local bank or Alipay — no business entity required
- Multi-currency settlement with transparent FX
- Live balance view: gross, fees, tax, net — per transaction
Common questions
No. Solo founders can sign up with a personal identity and receive payouts to a personal bank account. We handle the legal seller status on your behalf.
The invoice shows Waffo Pancake as the seller of record (legally required). The checkout, emails, and storefront show your brand. The bank statement descriptor includes your business name.
Local bank transfer in major markets, plus Alipay. Settlement currencies include USD, EUR, GBP, JPY, and HKD — see the pricing page for the latest list.
No. Waffo charges one all-inclusive fee. Tax, compliance, chargebacks, and payouts are bundled — no surprise line items at the end of the month.
Stripe moves money. Waffo is the legal seller — we calculate, collect, and remit tax in 173 countries, take on consumer-protection liability, and absorb chargeback risk. With Stripe alone, all of that is your job.
Sell globally without the compliance tax.
Spin up a store in minutes. We'll be your Merchant of Record from the first transaction.