Zero tax headaches. Direct payouts.No LLC required.

Waffo Pancake becomes the seller of record for every transaction — we handle global tax, compliance, and chargebacks, then send the money straight to you.

WHAT IS A MERCHANT OF RECORD

The legal seller, not just a payment rail.

PSPs like Stripe only move the money — shipping, tax, and chargebacks stay on you. Waffo is the seller on the invoice — the liability for every transaction stops at us by contract.

· Sales Tax / VAT· Fraud Protection· Invoicing· Chargebacks· Refund Policy· Currency Conversion01SELLER实际卖家03BUYER消费者MOR02·WAFFO MoRMerchant of Record · Settlement Hub
WHAT WE HANDLE

Seven things we handle for you.

Without an MoR, you either build it yourself, pay someone to build it, or eat the loss when something breaks. With Waffo Pancake, you don't have to.

01CORE

Sales tax · VAT · GST

Calculated at checkout, collected with the price, remitted to 47 tax authorities, filed quarterly.

02

Legal entity

Waffo holds every entity and tax registration needed to sell abroad. You don't need to incorporate in another country or maintain local compliance.

03

Chargebacks & disputes

Evidence gathered and filed within 14 days.

04

Fraud protection

Adaptive risk scoring on every transaction. 0.18% fraud rate vs the industry's 0.6%.

05

30+ local payment methods

Cards · wallets · BNPL · iDEAL · PIX · Alipay · WeChat Pay — one integration.

06

Invoices & receipts

Compliant invoices auto-generated, localized in 9 languages.

07

FX & settlement

Customers pay in 135 currencies. You settle in USD/EUR/GBP/JPY or local currency at the true rate, no markup.

STRIPE-ONLY / WAFFO PANCAKE

Who takes the money isn't always who sells the product.

ResponsibilityStripe-onlyWaffo Pancake
Payment processingYesYes
Tax calculationNoYes
Tax collection & remittanceNoYes
Legal seller of recordYouWaffo
Tax filing liabilityYouWaffo
Chargeback dispute handlingNoYes
Foreign entity registrationRequiredNot needed
Audit liabilityYouWaffo
PAYOUTS

We hold the compliance. You get the money.

Once a charge clears, the net amount lands in your account balance — already net of tax and fees. Connect a bank account or Alipay and we'll move funds to you on a schedule that fits your cash flow.

  • Payouts to local bank or Alipay — no business entity required
  • Multi-currency settlement with transparent FX
  • Live balance view: gross, fees, tax, net — per transaction
Total Income
$0.00
Incoming
$0.00
Available
$0.00
FAQ

Common questions

Sell globally without the compliance tax.

Spin up a store in minutes. We'll be your Merchant of Record from the first transaction.

Merchant of Record + Payout - Waffo | Global Tax & Compliance